Asset Based Lending

Providing capital based on balance sheet and cash flow.

One of the greatest challenges for a successful company is managing the cost of higher asset levels related to rising sales growth. Our asset-based lending offerings--including loans and lines of credit secured by inventory, accounts receivable or a combination of both--help companies obtain working capital to support this growth. If your company is growing rapidly or is highly leveraged, our flexible solutions often provide more capital than traditional facilities based on your balance sheet or cash flow.

Why Asset Based Lending?

  • Asset Based Lending is non-bank lending.
  • Asset Based Lending does not restrict growth.
  • Asset Based Lending encourages capital equipment purchases.
  • Asset Based Lending is more flexible, providing higher advances against collateral.
  • Asset Based Lending does not require additional security, such as compensating balances, personal assets, or warrants against subsidiary stock.
  • Asset Based Lending can provide unlimited International services.

Types of Collateral

  • Accounts Receivable
  • Inventory
  • Machinery and Equipment
  • Securities
  • Letters of Credit

Financing and Services Offered

  • Business Loans
  • Revolving Credit Lines
  • Senior term debt for machinery and equipment
  • Letters of Credit
  • Equipment Leasing